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By mail: Tecko Group Ltd, 390 NE 191st St STE 54142, Miami, FL 33179.

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Who we are. Loan Fern is a trading name of Tecko Group Ltd, a company registered in England and Wales (number 16403905), C/O Clka Consulting Ltd, 1 Wellington Rd, Swinton, M27 4BR, United Kingdom. Contact us. US mail: 390 NE 191st St STE 54142, Miami, FL 33179.

We are not a lender. Loan Fern does not make loans or credit decisions, and is not a broker or agent of any lender. We pass your request to lenders and lending partners in our network, who decide whether to make you an offer. Sending a request does not guarantee an offer, an amount, a rate or a time to fund. Using Loan Fern is free.

How we are paid. Lenders and lending partners pay us for requests they receive or accept, so the offer you see may depend on what they pay. Your request may go to more than one lender. We do not show every lender or every offer available to you.

APR Disclosure. Certain states limit the Annual Percentage Rate (APR) that lenders can charge. APRs for cash advance loans typically range from 200% to 1386%, for installment loans from 6.63% to 485%, and for personal loans from 4.99% to 450%, depending on the lender and loan type. Loans from states without APR limits or from lenders not governed by state laws may have higher APRs. The APR reflects the annual cost of your loan, including interest, fees, and repayment terms. Your lender will provide the specific APR and full loan terms before you sign any agreement. APR rates may change and are subject to lender policies.

Late payments. Late or missed payments can bring extra fees, collection activity and harm to your credit. Short-term loans are not a long-term financial solution.

Credit checks. Lenders and lending partners may check your credit with Experian, Equifax or TransUnion, or with other consumer reporting agencies. Some checks may affect your credit score.

Timing and amounts. "As soon as the next business day" depends on the lender, when you are approved and your bank. Not all lenders offer up to $5,000.

Tribal lenders. Some lenders in our network may be owned by a Native American tribe. They operate under tribal and federal law, may not be licensed in your state or follow its rate limits, and may require disputes to be settled under tribal law. Read their terms before you accept an offer.

Military. Loan Fern can't take requests from active-duty members of the armed forces or their dependents.

Where we operate. Loan Fern is not available to residents of Arkansas, Connecticut, Georgia, Illinois, Minnesota, Montana, New Hampshire, New Mexico, New York, Vermont or West Virginia. Not every lender offers every product in every state, and availability can change.

© 2026 Tecko Group Ltd. C/O Clka Consulting Ltd, 1 Wellington Rd, Swinton, M27 4BR, United Kingdom.